bond-market , Business , Business / Artificial Intelligence , Business / Big Tech , Business / Companies , Business / Computers and Software , Business / Markets , Business / Social Media , business-idea , business-insider-today , business-strategy , CoECI News , E! Insider , Energy & Environment Newsletter , Finance , Gaming News Roundup , Gear / Gear News and Events , Global , Global Precipitation , global warming , globalstar , HEALTH , Home , homebuyers , homeowners , House , housing-affordability , illinois , indiana , insider-picks , insider-picks-guides , insider-reviews , insider-reviews-2021 , insider-today , iowa , job-market , july-4-save-2026 , kansas , Markets , Markets & Festivals , michigan , minnesota , missouri , News , newsletter , Newsletters , Nexstar Media Wire News , ohio , pennsylvania , People News , Personal Finance , personal-finance , Photovogue / Editorial / News , Politics / Politics News , Property / News , Real Estate , Reviews , reviews-rit-ads , Security / Security News , shop , Shop Beauty July 5, 2026 Most of us have heard the golden rule of housing: don’t spend more than 30% of your income on housing. Known as the 30% rule, it’s a benchmark that financial experts often cite to help households avoid becoming “home poor,” meaning they have little savings left after paying monthly housing costs. Unfortunately, for many Americans,
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