The first time my husband mentioned moving to Cleveland, I rolled my eyes. At the time, all I really knew about the city was that the winters are beyond cold and last forever. Coming from Gainesville, Florida, the thought of not seeing the sun for months was terrifying. But as the years passed, it became
Most of us have heard the golden rule of housing: don’t spend more than 30% of your income on housing. Known as the 30% rule, it’s a benchmark that financial experts often cite to help households avoid becoming “home poor,” meaning they have little savings left after paying monthly housing costs. Unfortunately, for many Americans,
